Higher rate taxpayers could lose out under Government pensions proposals

The Chancellor is widely predicted to introduce a flat rate of pensions tax relief for individuals in his Budget on 16th March with higher rate taxpayers looking like the biggest losers. Currently, individuals making contributions into their pensions receive tax relief at their marginal rate, with top rate taxpayers on at least £150,000 p.a. receiving pensions tax relief of 45%. … Read More

Earn more than £150k pa? Think about your pension contributions now

Chancellor George Osborne is set to deliver his post election Budget on 8 July and it’s widely predicted that he’ll announce a restriction on pension tax relief for those earning in excess of £150,000p.a. The ‘pension raid’ is necessary to pay for increased inheritance tax breaks as announced in an earlier manifesto and professional bodies predict that it will be … Read More

Pensions tax relief – changes ahead

From April 2014, the annual allowance for pension relief on pension contributions will reduce from £50,000 to £40,000. The move is aimed at reducing tax relief for higher earners with lots of disposable income and comes in as many companies are required to move towards a system of pension auto-enrolment for employees. To discuss how this change affects you and … Read More